our services

corporate finance

Our corporate finance team, led by Director and Partner Marie Lang, have a wealth of experience in helping business owners buy and sell their businesses or raise finance. Whatever stage your business is at in it’s life cycle our team are on hand to help you explore and understand your options to ensure that you are fully supported and educated in finding the right way forward for you and your business.

How can we help

Raising finance

We have years of experience in helping clients raise debt and equity finance to fund growth, capital expenditure or simply refinance. Debt finance might include, asset-based lending, invoice financing, securing an overdraft facility or finance leasing, for example. We will also help manage the banking and investor relationships for you.

Mergers and acquisitions (“M&A”)

gbac have been involved in many M&As over the years, seeing the deal right through from managing negotiations and project management to integration planning and due diligence.

Succession and exit planning

gbac has vast and wide-ranging experience in helping you to put into place the correct succession planning to support your objectives. We have particular experience with overseas investors and a record for retaining work post transaction.

If you would like more information about how our team could assist you with your business needs, please use the contact form below to get in touch.

Partnering with gbac has significantly transformed our business operations. Their deep expertise and wealth of experience have been crucial in handling our bookkeeping, management accounts, payroll, and tax advisory needs. They meticulously manage every detail and consistently take proactive steps, ensuring our financial matters are well maintained. We are thoroughly impressed with their outstanding service and the peace of mind they deliver.
Wayne Middleton CEO, Luto Research Limited

The cost of retirement in 2024

Every year since 2019, the PLSA (Pensions and Lifetime Savings Association) has been sharing research into the retirement costs for couples and single people.

Their findings are presented in three categories of living standards, which include:

Minimum – covers basic needs with a little disposable income.
Moderate – provides more security and flexibility with finances.
Comfortable – offers greater financial freedom and luxuries.
Their latest figures show what life might look like for retirees at each level going into 2024, and the necessary expenditure for reaching certain living standards.

Here is a guide to the rebased figures for retirement living standards, and what this could mean for your future if you are approaching or currently saving for retirement.

When should you start planning for retirement in the UK?

According to the Office for National Statistics, the median age of the UK population increased from 30.96 years old in 2011 to 40.7 years old in 2021.

This gradual ageing of the population, combined with shifting work patterns brought about by COVID-19, has led to a rise in research on attitudes towards retirement.

The latest report to investigate such attitudes is Standard Life’s Retirement Voice 2023.

One of the topics it covers is the benefit of planning ahead for retirement – but what do people in the UK think about retirement planning, and when is the best time to start?

Could an annual wealth tax raise £22 billion a year?

According to the annual Sunday Times Rich List, the 350 richest families and individuals in the UK have a combined wealth of £796.5 billion.

At a time when many people in the UK are struggling to afford necessities like food and heating, it’s not surprising that campaigners are using the Rich List to renew calls for a wealth tax to reduce the growing inequality between the richest and poorest.

This would be a tax on net wealth, rather than a levy on specific income or asset types. A one-off wealth tax has been proposed before by the Wealth Tax Commission.

Back in 2020, the think tank suggested a 5% tax on wealth above £500,000, payable over five years, which could have produced around £260 billion. Despite receiving considerable media attention, the government seemed to take no notice.

A few years on, several organisations have come together to campaign for a different wealth tax on the very richest, which could raise up to £22 billion a year.